Build Your Home on Your Own Land with an Infonavit Loan (Línea 3)

Do you already own a lot and want to build your home on it? Infonavit's Línea 3 loan, for building on your own land, lets you use your credit to build your house. Here's what Infonavit asks for and how we can support you along the way.

Worker documents

• Loan application form.

• Birth certificate.

• Official ID: INE, passport, or biometric CURP.

• Tax ID certificate (Cédula de Identificación Fiscal).

• Bank statement showing your CLABE account number, no older than 3 months.

• Certificate of completion of the "Saber más para decidir mejor" course.

For a joint loan with your spouse, your spouse submits their documents as well, plus your marriage certificate.

Land requirements

• Titled and recorded in the Public Property Registry in your name or your spouse's, depending on your marital property regime.

• Free of liens.

• Property tax and water bills paid up to date.

• Residential or mixed land use.

• Utilities in place, or a utility feasibility certificate.

• In an area with services and nearby amenities, and outside risk zones.

• If it is in a subdivision, it must have paved streets, curbs, and sidewalks.

Project and budget

• An appraisal of the land and the project by an authorized appraisal unit.

• The home must include at least a kitchen, a bathroom, a living-dining area, and one bedroom.

• The budget must include eco-technologies.

Infonavit recommends working with a builder to put the project and budget together.

How we help

At Balaya y Asociados, we help you with the design, budget, and construction of your home, in line with the requirements that apply to the program. We build in El Marqués, Querétaro, using Novaceramic multi-perforated clay brick for its structural, thermal, and acoustic performance. Kitchens, closets, and doors are made in-house by Cocinas Balaya, and we also fabricate our own windows and glass work.

The photos in this post show examples of the finishes we deliver in our homes.

Please note: Infonavit's rules change over time. This information is current as of the publication date. Send us a message and we'll explain how it applies to your situation.